Here are practical tips you need to shop for Christmas on a budget,
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Prioritise Your Loved Ones
There’s a pecking order to everything. Decide from the beginning what you’re going to spend on your parents, siblings, grandparents, friends, and filter it out. Obviously your closest loved ones are the folks that you really need to be concerned with. Distant relatives or friends aren’t really going to be expecting too much of you. If you’re on a budget, don’t succumb to the guilt trip.
Recycle Gift Cards
It might sound pretty bad, but you can create a zero-sum game for yourself if you regift leftover gift cards that people might have given you for your birthday. Just don’t tell anyone you did it, courtesy of best online casinos in America.
Have a Game Plan, Make a Budget
Don’t go into this thing without a game plan. If you want to be efficient and not bankrupt, decide ahead of time what your total spending will be for gifts. This will further help you prioritize people, and aid in not getting carried away at the store. It’s not hard to see something awesome in the store or online and think “I have to get that”. You don’t. If you have your budget figured out, you’re less likely to make those impulse moves.
Shop at Stores That Have Been Struggling
This is getting pretty in depth, but if you have the market know-how, shop at stores that have been struggling financially. They’re likely trying to create a big holiday quarter in terms of same store sales, and will likely have some great deals to move inventory.
Get a Credit Card
It might not be the easiest move, but if you’ve been thinking about a credit card anyway, many businesses like L.L. Bean offer further discounts on holiday shopping if you apply for one of their credit cards.
Avoid Unnecessary Commitments
Do not, I repeat, do not commit to silly unnecessary endeavors like “secret Santa” with friend groups or office Christmas parties. These are not key endeavors for the holiday season.
If You’re Shopping for Kids, Don’t Feel the Need to Spend a Lot
Little kids outgrow toys quickly. The beauty of kids is they aren’t old enough to know the difference between an expensive toy and a cheap one. All that matters is whether it’s fun. Avoid electronics, and opt for Puzzles, board games, toy cars, etc.
Avoid Paying With a Credit Card
Don’t want to find yourself in the hole from your holiday shopping? It helps to avoid using credit. If you only use what you have at the time, you’re not going to over extend yourself past what you can actually pay.